We have been providing insurance protection to clients since 1973. During that time, it has been clear that our best clients are informed clients. Unfortunately, as a whole, the Insurance Industry has not adopted this position and has done itself few favours establishing trust, credibility or providing real value to clients. All too often insurance direct writers, agents, or brokers sell policies based solely on price, potentially leaving gaps in your coverage. Additionally, clients seldom hear from them until YOU have to call because of high rates, a claim, or when the insurance company wants more money at renewal. Admittedly, in the past, we too, sometimes fell into that same routine. It's just not right!

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We offer a large Glossary to help you better understand your insurance documents and needs. In this glossary you will find various definitions which are provided solely for general information purposes. They are not intended to be complete descriptions of all terms, conditions and exclusions applicable to the products and services defined. As well, in the case of any inconsistency between the definitions in this Glossary and the definitions appearing in the an actual policy, the definitions contained in the actual policy wordings shall govern.
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